Home › Saving & Retirement › Retirement Savings CalculatorRetirement Calculator — Projected Nest Egg Project your nest egg at retirement from current savings, yearly contributions and expected returns.
Formula balance accrues yearly: balance = balance × (1 + r) + yearly contribution, repeated for each year until retirement
Examples Input Result Age 30→65, $25k, $6k/yr, 7% ≈ $1,096,000 Age 25→65, $0, $6k/yr, 7% ≈ $1,198,000 Age 40→65, $100k, $10k/yr, 5% ≈ $816,000
Frequently Asked Questions How is the projection calculated? Each year the balance grows by the return rate, then the yearly contribution is added; this repeats until your retirement age.
Are returns guaranteed? No — 7% is a long-run stock-market-style assumption. Use lower rates for conservative planning and remember inflation reduces purchasing power.
Does it include Social Security or pensions? No. Add those income sources separately when planning your retirement budget.
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Disclaimer: This calculator is for informational and educational purposes only and does not constitute financial, investment, tax or legal advice. Results are estimates — actual returns, rates and terms vary. Consult a qualified financial professional before making financial decisions.